Debt Planner

Put your debt on a calendar. See the payoff date.

Put your payoff plan on the calendar and see your debt-free date. When plans change, you see the effect right away, and alerts help you stay on track.

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14 days of everything, no card needed

Or try the free debt payoff calculator →
Lunda's Debt Planner: carried debt, monthly minimums, the debt-free date and interest, with your plan compared to avalanche and snowball

The real Debt Planner, with a made-up plan.

Three steps to a date

Step 1

Add what you owe

Cards, lines of credit and loans, with their rate and minimum. Or bring them in from Lunch Money or YNAB, read only.

Step 2

Enter your payoff plan

Each payment goes on the calendar on its day, like any bill, and Lunda shows the date your plan has you debt-free and the interest along the way.

Step 3

Stay on track as plans change

Move or change a payment and your debt-free date updates. An alert shows when a payment is below the minimum or was skipped, and you can compare your plan with snowball and avalanche.

Start with the calendar, free

The calendar is free. The Debt Planner is part of the paid plan, US$6.99 a month or US$69 a year (US dollars, taxes included), and every new account starts with 14 days of everything, no card needed. After the trial, nothing you set up is deleted.

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Every number is an estimate from your own calendar and the details you enter. It isn't financial advice.