Terms of service

Lunda is a product of Samvle Inc. (“Samvle”, “we”, “us”). These terms are the agreement between you and Samvle when you use Lunda at lundaapp.com, on any plan. By creating an account or using Lunda, you agree to these terms and to our privacy policy. If you don’t agree, don’t use Lunda.

What Lunda is

A planning calendar: you plan bills, pay and goals, and it shows the balances and dates they lead to. It can read from a budget app you connect, and it never moves money.

Planning, not advice

Every number in Lunda is an estimate worked out from your calendar and the numbers you enter. It is not financial, tax, legal or investment advice, and it can’t know your whole situation. Decisions about your money are yours. For advice about your financial situation, speak to a licensed professional. Card reward rates, exchange rates and anything else Lunda shows from public sources can be out of date or wrong: check them before relying on them.

Your account

You need to be 18 or older, or the age of majority where you live, and allowed by the law where you are to use Lunda. Give us accurate details and keep them current. Keep your sign-in details to yourself, and tell us at support@lundaapp.com if you think someone else has used your account. You’re responsible for what happens in your account.

Plans and prices

Prices include sales taxes (GST/HST and others): the price shown is the price you pay.

• Free trial: new accounts get the paid plan free for 14 days, one trial per person. No card is needed. When it ends, you stay on the free plan: the paid pages lock and nothing you set up is deleted.
• Paying: you pay through Stripe. By paying, you let us charge your card for the plan you chose, then again at each renewal until you cancel. You confirm the card is yours to use.
• Renewals: monthly and yearly plans renew automatically at the end of each period until you cancel.
• Cancelling: cancel any time in Settings → Account → Manage billing. You keep the paid plan until the end of the period you’ve paid for, then move to the free plan; nothing you planned is deleted.
• Refunds: if you ask within 14 days of your first yearly payment or your founding-member payment, we’ll refund it in full. Otherwise we don’t refund part of a period that has already started, except where the law requires it. Write to support@lundaapp.com about anything else, and we’ll look at it case by case.
• If a payment fails: we’ll let you know and try again for a few days; if it still fails, your account moves to the free plan, with nothing deleted.
• Price changes: we’ll give you at least 30 days’ notice in Lunda or by email, and they apply from your next renewal. Founding-member prices never change.
• Mistakes in prices: if we show a wrong price by mistake, we may correct it and cancel the purchase, refunding anything you paid.
• Codes and offers: codes (such as founding-member codes given through a partner community) and promotions follow the conditions shown with them, can be limited in number, and may end at any time.

Your content

What you put in Lunda stays yours. You let us store and process it only to run Lunda for you. You can export it at any time, and deleting your profile deletes it (see the privacy policy). Don’t add anything you don’t have the right to, such as someone else’s private documents.

Feedback you send us: thank you. We may use any feedback, suggestion or feature request freely to improve Lunda, without owing you anything for it, and we won’t publish your name with it without asking.

Lunda’s name and the app

Lunda, its logo, the app and its content belong to Samvle Inc. (or those who license them to us). You may use the app as these terms allow, but not copy, resell or build on it, or use our name or logo, without our written permission.

Connections to other apps

When you connect a budget app, you give us a key to read from your account there. That app’s own terms still apply to it, and we aren’t responsible for what it holds, how accurate it is, or when it’s unavailable. You can remove a connection at any time.

Fair use

Use Lunda only for lawful purposes. Don’t:

• break any law, or anyone else’s rights;
• try to get into other people’s accounts, or into our systems or database;
• overload, disrupt or harm Lunda, or upload anything harmful (such as malware);
• use bots or scripts to copy Lunda or its content, or to use it in ways that affect others;
• resell Lunda, or pretend to be us or someone else.

If you do, we may suspend or close your account, telling you why when we can, and we may cooperate with the authorities when the law requires.

The service

We work to keep Lunda running and your data safe, but Lunda is provided “as is” and “as available”: it may sometimes be unavailable, have errors, or change. To the extent the law allows, we don’t promise it will suit a particular purpose or be free of errors. We may add, change or retire features; if we retire something you pay for, we’ll tell you first. Keep your own copies with Export.

We’re not responsible for delays or failures caused by events outside our reasonable control, such as outages at our providers, internet failures, or natural disasters.

Limits on liability

To the extent permitted by law, Samvle Inc. will not be liable for indirect, incidental, special or consequential damages, or for lost profits or data, arising from your use of Lunda, including decisions made using its estimates. Our total liability for any claim is limited to the greater of the amount you paid us in the 12 months before the claim and CA$100. Nothing in these terms limits rights you have under consumer protection laws that can’t be waived, including in Quebec.

Ending the agreement

You can stop using Lunda and delete your profile at any time. We may suspend or close an account that breaks these terms, or whose payments fail repeatedly, with notice when we can; you can export your data first unless the law prevents it. Parts of these terms that by their nature should continue (such as ownership, liability limits and the law that applies) continue after the agreement ends.

Law

These terms are governed by the laws of Ontario and the federal laws of Canada that apply there. Disputes will be heard by the courts of Ontario. If you’re a consumer residing in Quebec or another province, you keep the protection of that province’s mandatory consumer laws and may bring a claim before its courts.

Lunda is run from Ontario and these terms were written for Ontario. If you use Lunda from anywhere else, you do so on your own initiative and at your own risk, and you’re responsible for following your local laws.

The rest

These terms and the privacy policy are the whole agreement between us about Lunda. If part of them can’t be enforced, the rest still applies. If we don’t enforce something right away, we can still do so later. You can’t transfer this agreement to someone else; we may transfer it if Lunda moves to another company, under these same terms.

Changes and contact

We’ll post any change at lundaapp.com/terms with its date. If a change matters, we’ll tell you in Lunda or by email at least 30 days before it takes effect; if you keep using Lunda after that, the new terms apply, and if you don’t agree you can cancel.

Questions: support@lundaapp.com, or Samvle Inc., Toronto, Ontario, Canada.